According to @Excellion, he is considering offering Bitcoin backed loans at a 3% interest rate. source: @Excellion on X, Nov 6, 2025 No further details on loan terms, collateral requirements, jurisdiction, or launch timeline were provided in the post. source: @Excellion on X, Nov 6, 2025 Traders focused on financing costs should monitor for specifics such as LTV, tenor, custody, and rehypothecation, as these factors determine leverage efficiency and risk management if such loans are introduced. source: @Excellion on X, Nov 6, 2025